DUI and Auto Insurance
DUI and Auto Insurance
A conviction for DUI may cause many serious consequences in your life, including losing your freedom, your driver’s license, difficult probation, and the financial burden in multiple areas of your life; potentially for years to come. All of these issues are important to consider; however, an area most people do not realize will be affected by a DUI in Oklahoma is car insurance.
It is important to know your rights and retain an Oklahoma DUI Defense Attorney if you or a loved one is charged with DUI, APC, DWI, or Aggravated DUI in Oklahoma. When arrested for DUI or facing criminal charges for DUI, my clients are often focused on the immediate fear of jail time. Understandably, clients facing DUI charges focus on the immediate consequences of a DUI: being arrested; jail or prison time; the costs of court fees, fines, and attorney fees; as well as the potential for losing their driver’s license. Unfortunately, the issues to consider do not stop there. Car insurance is an often overlooked; however, important issue to consider.
Will my Automobile Insurance change after a DUI?
Potentially yes, your auto insurance may be affected by a DUI. Losing your driving privileges through an administrative suspension by DPS or a conviction in your criminal case will affect your automobile insurance.
You will need to obtain liability insurance after your driver’s license is reinstated. Some states require SR-22 insurance after a DUI. Fortunately, Oklahoma does not require SR-22 insurance after a DUI. However, if you move to Oklahoma after a DUI you will still have to abide by the conditions of your SR-22 insurance requirements from the other state, which usually requires three years of coverage.
How can you avoid higher insurance premiums after DUI?
Your insurance premium will not increase based on a DUI, if you are not convicted of DUI. Being charged with a DUI in Oklahoma does not mean you are convicted of DUI. Prior to being convicted, the government must prove you were driving under the influence of drugs or alcohol above the legal blood alcohol content: .08% for adults or .00% for anyone under 21 years of age. In order for a conviction to stand, the arresting officer must have followed the protocols for DUI stops and DUI testing, the DUI breath or blood alcohol test must be reliable and have been administered correctly.
Your insurance premium will not increase based on your driving privileges, unless your license is suspended. The Department of Public Safety will seek to suspend your driving privileges through an administrative hearing procedure. You should request an administrative hearing within 15 days of your arrest or of receiving notice that your blood alcohol test results are in to protect your driving privilege and protect your insurance from increasing.
Experienced DUI Defense Lawyer in Oklahoma
Contact Cannon & Associates for a free confidential consultation and representation in your DUI or APC defense. You have the right to the presumption of innocence. Our firm is dedicated to Fierce Advocacy for every client and will use our experience and respected reputation to do everything possible to reach the best possible outcome in your DUI or APC case. A conviction for DUI or APC may have long lasting effects on your insurance and other areas of your life. Contact Cannon & Associates today if you have been charged with DUI, APC, Aggravated DUI, DWI, or DUI under 21 in Oklahoma.
Our Client Reviews
More 5-star Reviews Than 99% Of Lawyers In Oklahoma
"John has shown nothing but compassion and professional guidance in my case. He truly cares about his clients and is exceptionally understanding when it comes to any case he is representing. He communicates genuinely as well as in a timely matter. If I were able to give his firm any more than 5 stars, I most definitely would. He is incredible."
"John Cannon is an awesome attorney. He is very professional and honest. He really cares about his clients. John always gets back to you quickly to answer any questions you have regarding your case. I highly recommend CANNON & ASSOCIATES for any legal needs you may have."
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"I have known John for about 6 years now in his capacity as a Judge Advocate and a civilian attorney. John has a rare blend of both sharp analytical and interpersonal skills. I have seen John achieve positive outcomes for clients in complex scenarios and If you need an attorney who can do the same for you - this is your guy."
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"John Cannon is an excellent attorney. He takes sincere interest in your needs. He maintains communication and provides all the information you might want to fully understand the legal process. He also suggests alternative resolutions to your legal needs so that you can make informed choices. I definitely recommend John."
"My experience with CANNON & ASSOCIATES was absolutely amazing. I hired John Cannon two days before my rebuttal statement was due back to the Staff Judge Advocate. Within that time frame he was able to talk to my Battery and Battalion Commanders, review my evidence, and help me write a rebuttal statement that help prove my case to them, the Brigade Commander and the Post Commanding General. Cannon worked thru the night to help me get the best results for me and my family. Due to his hard work and attention to detail I am still able to continue to serve my country and progress in my military career with no adverse actions on my record. I can not thank him enough on a job well done. Cannon showed me that he was invested in my case and I highly recommend you hire him when you need someone to represent you in a legal matter."
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"Hands down the best lawyer. Mr.Cannon accepted my case and got on it the same day. I would give him 10 stars if I could. I really appreciate the dedication on how he handles things with a short time frame."
"Mr. Cannon has represented me on 2 criminal cases and one civil case over the past 4 years. He has always served me honestly, speedily and with good moral direction. John has integrity and humility. He has never belittled me or treated me in an unfair manor. I appreciate all that he has done for me and I most certainly recommend him to family, strangers and friends. I will definitely use Mr. Cannon in the future for any and all of my family's legal matters."
"Mr. Cannon went above and beyond for my wife. She was facing some pretty hard fines and prison time with the US Marshalls. Mr. Cannon fought a hard fight and got her a GREAT offer. Words cannot express how much I appreciate him and what he did for my wife. I would give 10 stars and I will be promoting him. He's that awesome. He keeps you informed, he will text or call you back, and he goes above what he is asked to do and I can reassure you"HE WILL FIGHT FOR YOU OR YOUR FAMILY MEMBER". I will continue retaining him for other things my wife is battling. High five and a great big hug to Mr. Cannon. Thank you!!!"
"I had a great experience with John. He is very personable and helped me a lot. I’m really grateful I found him. He made me feel confident that he was the right lawyer for my case and that he wasn’t trying to sell me but genuinely just wanted to help me. I would highly recommend John to anyone!"
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